for one tenant it says that the landlord is responsible for utilities, and for the other tenant it says that the tenant is responsible for utilities.

HELOCs are not available because they are residential loans guaranteed by individuals and what you seek is a type of commercial loan or credit line which are available to seasoned companies with proven financial track record.

if you are going to do things like include utilities, or have an off street parking spot, other amenities etc, there's no reason in my mind you couldn't "charge a premium" for a premium unit/service. 

Otherwise, they have to eat the extra expense just like homeowners do.I would talk to an attorney and your insurance company.

@Phillip Austin we've looked into these and it's our opinion they should only be used with Class A tenants, maybe Class B - deifinitely NOT Class C or D tenants.Several companies in this area will no longer allow S8 leases or tenants under 600 credit scores - because of the high number of claims & corresponding claim amounts.

Additionally, do you all generally use a smaller income criteria if the rent is inclusive of utilities? 

You're on a great track - best of luck and definitely utilize BP as much as possible! 

Hello! my real estate business is really picking up and I am looking to hire a virtual assistant to help with my lead calls and follow ups. Anyone have a recommendation? Thank you! 

Don't pay ANYONE or any company a dime outside of an appraisal until the deal funds.

I'm happy to refer you to a company that helped setup mine.