Commercial Revenue Generating properties like office buildings, apartment buildings, retail centers, etc (banks call it "CRE" lending) are typically evaluated from their net operating income, not gross.

Soon I will receive some capital (as the outcome of my divorce).

After 14 full years, you will receive your return of $380,000 back + your ROI of $41,315!

I have not received any return on my money. 

I am not typically litigious, but this situation is unacceptable.

Small shop brokers that have access to multiple programs so that they aren't beholden to one or just a few loan programs will typically get the most competitive product for the borrower. 

You will be receiving a sales pitch.

Had received an email from this group and spoke with them on the phone yesterday. 

if so does anyone know how much is the typically LTV you can takeout?   

This is typically for most people not a DIY project.