Typically HELOC is much cheaper than hard money.

These deals typically require larger cash outlays (50k-100k) per deal minimums.

Can anyone shed some light on what kind of down payment, terms and qualification requirements we would typically be looking at for an SBA or low down commercial loan?

Why do that if there aren't any other offers?

There are more cashflow favorable cities than Atlanta but it offers a great mix of reasonable cashflow, growth, and strong appreciation. 

That seems to have changed over Covid and not sure they ever got back on a regular schedule.Not sure what you have to offer other than the 4 bedrooms, but I would guess rent would be more around $2400/month vs $3000

The offer is still typically (100% of my transactions since August 17th last year) asking for my buyer agent commission to be paid in the agreement..

I agree that the market is very competitive in California - especially if you are searching via the MLS or making offers to distressed or vacant property homeowners. 

These typically account for about 80 to 85% of all expenses in a flip.If you know the lenders' terms and the loan duration, lender fees, the second greatest expense, are easy to calculate.

However, this also means walking away from future appreciation gains and potential rent increases.As for a HELOC on an investment property, yes, it’s possible, but terms are typically less favorable than primary residence HELOCs.