@Saika Maeda If you pay the buyer's agent commission directly, it becomes part of your property's basis (purchase price) rather than an immediate tax-deductible expense.

And yes, the entire argument around wholesaling everywhere is that most laws that are being pushed against it (In the states where they are) are because of practicing real estate sales without a license.I am an attorney, but I don't give legal advice on here and never said I was giving legal advice so not sure where you came up with that, but your attitude suggests you will be part of the 99 percent of bad wholesalers who are out of business quicker than an eye blink.You are asking a lot of questions, which is good, but you should be asking them of local wholesalers in your area, in person, so you can see what they do versus what everyone on the Internet tells you.

An entity that operates hundreds or thousands of apartment units has far less concentration risk than an owner of a few rental homes, whose tenants may all be impacted by COVID-19.Do you think Portland’s ten-year trend of positive economic growth for landlords will continue, or will it flatten out, possibly even declining in the wake of COVID-19?

Exhaust all of your conventional or government financing options before you get into DSCR. 

It is exhausting to live in a job site and feel like you are bleeding cash, but we've done a couple of times and still think it's a good idea.

I would avoid anyone who wants you to pay anything upfront other than an appraisal. 

It is far more complicated than an S-corporation.

Plus, if one area doesn’t work out, it’s probably much easier to sell a single-family home than an entire multifamily propertyBut again im not an expert, im actually hoping for some guidance here as well

Oh and I forgot to mention that they are a ton cheaper than an attorney.

Recently after some medical issues(I’m all good now) I’ve exhausted all my reserve funds and have 50k in high interest debt.