First type of stability is the new employer - are they new or established, and are they financially solvent as a business?

I know other family members who work a regular JOB.Their mindset is put money in savings in case of a medical illness or rainy day fund.Take 1 or 2 trips a year with vacation and that's all they aspire to be.They look at me and what I do and think "I am lucky" or "I have it good" that I have my own business.They think I sit at home in my office all day and do nothing.They do not realize I am putting in way more hours than they could imagine.I am sacrificing now so that down the road as I get older (36 now) I can take it more easy.Meanwhile many of these (savers) will be working as a greeter at Wal-mart at age 70 and complaining about social security not being enough.I am not going to be one of those statistics.A family member that is 68 has their house paid off,car paid off,and with social security still lives hand to mouth.I try to explain they need to grow that money to stay solvent but FEAR is what grips them from making a move.Whatever everyone believes we know we are born and in a certain amount of time we die.Where we go after that is up to each person to decide.So you do not have time to let FEAR keep you from making rational decisions and not living life.There is risk in everything.Successful people taker calculated risks and on average win more times than they lose.I guess I would be 4 and 5 since I have my own money but also buy property using owner financed deals.

Ifs the landlord is solvent your renting from, offering several months rent up front could help and showing a bank statement with some cash in it.

Once losses started creeping up and companies went out of business conventional changed from nothing down to 10% or more etc.Buyers conditioned to nothing down didn't like that so FHA which at the time was much more healthy and solvent said you can get in for 3 percent down etc.

Until then, they can pretend they are solvent.

Exactly what a dance-off has to do with solvent-welding Schedule 40 DWW pipe, I still haven't figured out.

However I probably should point out that a 25-35% drop in rents with me covering my fixed costs in addition to a 10%  capex fund. so realistically I can take a 35-45% hit and still stay solvent.

If this was not a new build but a (sale leaseback) you have to be careful as to why the business wanted to recapitalize and if they are solvent or having problems.

But Keynes has a great quote that sums up the current madness: "The market can remain irrational longer than you can remain solvent."

And then with respect to the lender, is it a roll of the dice to notify them, or is it prudent to make the “subject to” deal solvent and viable?