Ideally I would like to have a general purpose handyman available who can even check on the place for a small charge if I need or feel it should be done.I would to do some additional work to the house such as paint and flooring, possibly cabinetry.

They are both free for Landlords with small charges if you want some additional features.

There is a small charge for the applicant.

I understand the chances are low for a frivolous lawsuit, but the fee to start an LLC in Texas is like $350 and requires no annual charge if you do it yourself.Why wouldn’t you protect your assets for such a small charge?

Ask the association and they will give you a copy, perhaps for a small charge.  

Some companies will lease a unit for a small charge like one months rent so maybe they will do the other end as well.

I called approx 15 different counties and I'd say half of them emailed me a list of multifamily owners for a small charge.

This may come with a small charge though so certainly look into it and shop around. 

By "use" (for your low activity cards), I mean make some small charge and pay that off in full; don't carry balances where you don't have to.

They will have a small charge per year.