See if you can do an SBA loan at 10% versus a commercial loan at 25% downpayment.As far as investors:3. 

This is simple to understand.  

I started 23 years ago and bought my first property with 3.5% down using an FHA loan.

Loan terms seem reasonable.

This was through the Veterans Affairs home loan program.

I just did this with a 4/3 new build out in Cape Coral and a construction to perm loan through the bank.

It's calculated as the ratio of your total loan amount (loan amount for purchase + loan amount for your rehab) to your total costs (purchase price + rehab budget). 95% is a good target.Avoid application and other upfront/junk fees. 

Quote from @Arshiya Taami: I am planning on purchasing a profitable business with its real estate included in florida and the dscr is 1.85. the problem is im just short of 600k for the down payment. that being said, can anyone provide me any reputable loan companies that will offer bridge loans and what their requirements are. thank you in advance! 

I am looking to see if there are ways to get creative with downpayment on commercial loans.

Keep in mind all this stuff is uber regulated, very detailed, far from simple.