If you had $50K in a Self direct IRA how would you leverage that to yield short and long term dividends? 

Quote from @Nicholas McCormick: Howdy-Does anyone have any experience with short term rentals in the Bloomington, Indiana area?

A HELOC offers flexibility and lower interest rates, which can be ideal if you’re looking for short-term financing with lower payments during construction.

I was just on their website looking at the permit process:CityofSac-STR PermitLooks like 90 days max until you get a conditional use permit but still reading as it seems a little unclear:A short-term vacation rental may operate from a location that is not the operator's primary residence for a total of 90 days in a calendar year.

The HOA is certainly not trying to push out short-term rentals.Thanks Tyler.  

There may not be much demand for a short term rental that far from Atlanta.

The Lake Tahoe market has many intricacies regarding short-term rentals, but navigating them is definitely possible.

While short-term rentals in areas like Kissimmee, Florida, can pay for themselves and offer lifestyle benefits, the ROI typically doesn’t match what I see from my traditional portfolio of long-term rentals in North Texas.That said, short-term rentals can still be a great choice, especially if you're drawn to the area and the opportunity to combine personal use with investment income.

Heloc’s are best utilized with a short term strategy, ie flx and flip, to BRRRR, etc.

i wish i had better news for you but it's probably not feasible in the short term to replace your W2 income with rental income.