My short-term goal is to secure my first single-family and rental property, while my long-term vision is to build a thriving real estate portfolio that generates wealth and financial freedom.I’m currently learning the ins and outs of financing, deal analysis, and market selection.

Here's an article with things to consider when selecting a cost segregation company.

As for the zip code you mentioned, some of the areas in there are nice due to steady rental demand, you just want to be very careful on the neighborhoods you select as some areas will be better than others.

If CA income ($81,225 in 2023 - 7th highest in nation) to credit card debt is used, CA credit card debt is lower than a very large percentage of  states. https://www.cnbc.com/select/average-credit-card-balance-by-s...https://www.statsamerica.org/sip/rank_list.aspx?

If the condition is similar to the market average but your rent is severely under market rate then I take an average between the current rent and the market rent and send them the following message 2 months before their lease is up (assuming you aren't in a rent control market),Dear Tenant,Some nice words and remind them that their lease is up within 2 months, please select the following options about their new lease, also mention that you are doing the best you can to maintain the rent as low as possible but with inflation, insurance and property taxes increasing, you have to raise the rent to keep up with the rising expenses. 1.

Those two areas are very different zip codes and price points for house hacking, what made you select the two? 

Purchase Loan Details section would not allow me to select Down payment AND also loan amount.

Quote from @Blair Ross Jr: What platforms or programs do you use to assist you in selecting a tenant?

They can take time with their search and be more selective about a property’s location and condition.

Hire a college students/or architect from other countries who can do 3d rendering at a very affordable rate (I pay $200 for 4 first time super realistic 3D renderings of the exterior, repeats are even cheaper) and do a number of elevation studies before you down select your exterior paint and finishes.