Zinus Green Tea 12" mattress, 2" gel foam topper and Serta Black waterproof cover.

Sam,As to your request Of Hard Money Lenders,I work directly with one.I Will get you in touch with my partner to set up a good time to speak your concerns and what specifically you are looking for and what we will offer you.I will Inbox you with our specifics.We will exchange our contact numbers to further.Kevin Small

@Zamasu Sama there is foundational knowledge here that would be useful anywhere.

I used Michael Sama with Sama Services.  

This way next April you’re not wrIting Uncle Sam a check with commas.

@Andre SamAs a plan provider, I cannot make a specific recommendation as to a company to work with per BP guidelines.What I can help you do, however, is refine your question.Self-directed IRA's come in several formats offered by different types of companies.

While rates aren't the best anymore, the mortgage interest is still deductible and you avoid the capital gains tax.I also agree with Sam, a 1031 would delay the tax burden.

I do have 2" memory foam pads and a Serta Black water proof padded cover over the whole shebang. 

Instead of giving Uncle Sam a large portion of my bottom line each year, I plan on investing it into real estate.

@Mark Sproesser if your only concern is after your death, then get yourself a trust, you won't have to deal with probate for the house or any of your other assets, and you won't have to play roulette with your current prop 13 status or uncle Sam, as an added bonus you'll get a healthcare directive so you can dictate who is to make your healthcare decisions if you are unable to.