There often is a big gap in what I'm willing to pay due to the mortgage I need and what the seller's misty-eyed retrospective value is.

When I bought a home in CDA 4ish years ago, I put a much larger down than I should have in retrospect.

It is always a good idea to do that as soon as possible, since it is easier and typically less expensive to do current appraisals than retrospective ones, where there may not be interior access to the properties.

A fellow to-his-core contrarian, Caleb was sold on an opportunity he wanted to see, and he was soon in-market to look at the dozen or so properties we bought for under $150k.In retrospect, the sales price doesn’t seem real.

Our first contractor in retrospect was not great.

I would be curious to know what your friend would have done in retrospect in the prospecting process to avoid a situation such as this. 

This unexpected development led to a disapproval of financing and ultimately forced me to cancel the deal.Overall AssessmentIn retrospect, I felt that Fannie Mae's HomeStyle Renovation Loan might not have a clear target audience.

In retrospect, perhaps you'd just take the loss.I have seen deals like this where the ARV was WAY off.  

As of now this legislation is proposed but the passing of these legislation would be retrospective to tax year 2023.- 100% bonus depreciation allows you to fully expense purchased assets (think of equipment or any that has a depreciable life under 15 years) in the year acquired. - The EBITDA add-back computation for the interest expense limitation allows you to be fully able to expense your interest expense. 

We never made a dime on CF, but in retrospect it did not matter, by holding the properties long term through thick and thin, we did way better than we otherwise would have.