You might find a local credit union or community bank that will go to 95 -100%.At one point I called 2 different VA Regional Loan Centers regarding this section in the VA lenders handbook:Assumability - The second mortgage should not restrict theVeteran’s ability to sell the property any more thanthe VA first mortgage.

There may be restrictions on when you can exit and how you exit.

They are very nice and can be helpful providing you what you can and cannot build on your property (Set back, height restrictions, front look etc).

Have you asked if there are any deed restrictions on the property?

As mentioned above, Portland has more restrictive rules than most of the state of Oregon.

These 2 platforms don't focus on MTR but vacation rentals so using Furnished Finder is a better way to get those longer term folks.I have always been a bit concerned about the area's penchant for restrictions.

I don't know if SF County has restricted the AirBnb licenses.Jens

Your lender can restrict your access to that credit for a number of reasons.

I personally feel landlording in Indianapolis is pretty easy as far as restrictions go.  

I didnt realize there were so many restrictions in Oceanside/Carlsbad.