As someone who did something very similar to this for the last 2 years - rented out my 2nd private bedroom and bathroom in my apartment (rental) furnished to traveling professionals and medical students - I think it's a great idea! 

In Philadelphia the fundamentals are strong: leading industries/employers are in the Education and Medical fields which are known to be stable, proximity to NYC and DC, national airport, port city, affordability compared to mid-atlantic predecessors.

If the market is tough, I reduce the rent rate over the full 12-month term.

Learnt lesson not to fully depend on property manager and should have made decision faster by reducing rent .

If I were to reduce or take out the vacancy, the 2 would cashflow.

I guess they have more land to build there so it might reduce the appreciation there?

Reduce the federal budget deficit to 3% of GDP, achieve real GDP growth of 3%, and increase U.S. oil production by 3 million barrels a day by 2028.For real estate investors, these plans could mean major changes—and opportunities.

MTR attracts a lot of traveling medical professionals and WFH individuals who need a quiet space during the day, which may not be compatible with families living in the attached LTR.

NL is close to both 290 and the Pink Line, and close to the Medical District, great for medical staff and possibly traveling nurses.

85LTV ask on a LTR rental is a tough ask, when adding an STR factor, nearly every lender will reduce max leverage by 5%.