@David OhCreating a profit-sharing program is a great way to align employee goals with the company’s success, but it’s crucial to design it carefully.

To minimize upfront costs, explore down payment assistance programs, creative financing strategies like seller financing, or rent-to-own agreements. 

Hi Treza,Not sure where you are in the process there, but when your ready to exercise financing options please reach out, it's very difficult to find a ground up program for inexperienced borrowers without having an experienced GC sign on the loan with you which in turn is not easy to find. 

Hey Alex, There are foreign national DSCR loan programs available for your scenario: Below are the list of requirements I have found most lenders have : 1.

I will not name every program out there because this would be a very large reply post.

i told them to apply to programs that are available to help with electric bill. 

It is extremely hard to find programs for 0 experience simply on the 1-4 unit side of ground up construction. 

anyone have any experience with Walter Wofford and his short term rental education programs?

I know of one particular loan program in Columbus (I'd need to see if they service Dayton) that offers 0% down for owner-occupants.

If they were insured with Cal Safe they are both dramatically underinsured and a single neighborhood would deplete the programs' reserves.