Some investors use conventional loans, while others use private lenders, hard money loans, or partnerships.

Getting a loan to payoff another loan with a lower interest rate doesn't make any sense. we do private lending and can get double digits returns consistently.

If your not shopping you loan I feel you arent doing your job as an investor. 

Several options you can explore to get the down payment capital: Solo401k; HELOC on personal residence or from equity of the SFR; Cash Value Life Insurance Policy; Business Credit; Private Lenders, to name a few.

I feel like I just analyze every option and then never have confidence to do anything.

I'm presently a facilities engineer by trade, who does some construction and maintenance for landlords on the side, hoping to get back into the private real estate game.

I have access to a huge community of real estate investors, private money lenders, ect.

I use a private lender to borrow money to buy properties.

Data is the most important part of the success.If you want to chat more, feel free to shoot over a message

Feel free to reach out if you want more details!