Working with a great broker can also help as they will know how best to represent your interests and play the game.

Money makes you happy only so often.But a good place to work keeps you happy every day you show up.Yes, 𝗺𝗼𝗻𝗲𝘆 plays a vital role.But 𝘸𝘩𝘦𝘳𝘦 you work?

However, ensure you understand the local tax structure and any potential future changes.Economic Dependence: While Albuquerque has a diversified economy, it's worth noting that government and military jobs play a significant role.

He’d likely play the role of buyer’s agent, contractor, and rental listing agent—something we successfully did last June.

This one will cash flow a little when we move out but it was a bit more of a long term play for us (5-10) years, so we need the time to make it worth it.

Hi John,I like playing with raw land, too, in Snohomish county, WA, just north of Seattle. 

U can target any real estate  although its quite robust for what your looking for.. we go for land and development land for the big money plays

@Tom HallAt 7% if you can I would pay it down as investing it net after tax gains may not get you the 7% you are paying - so it’s less riskDownside is you lose liquidity of that money as it’s tied in your propertyIf rates come down in future you can refinance and even take some of the cash out.Regarding your question are rates coming down, a lot of factors come into play but right now it does not appear there will be significant changes to rates over next 3-6 months.

Would you say Cleveland is more of a long-term play with steady and slow growth? 

As an investor in a market where cash flow does not come often and appreciation is a bigger play, I understand your mindset.