I'm also starting off my own personal investment property journey with my husband. 

And what if the one person you didn't check has a criminal background, has collections, and more?

If there is a due on sale clause in the loan doc then it doesn’t matter what the loan officer told you verbally.I’m not an attorney, but from my understanding of the loan is still in your name personally a good litigator can pierce the veil and your LLC protection wouldn’t amount to much.

Personal Property coverage- furniture, lawnmowers, signage, etc. 

If one is transferring property title from personal name, a Grant/Warranty Deed would be drafted/recorded to transfer title. 

I have a situation where a person I know is moving out of the country and would be looking to put their home for sale in the summer.

The other PM can be a fix-mindset type of person where they are not willing to share anything unless you have a property and are willing to sign a PM agreement in the same conversation. 

Insurance liability, I personally know 2 families that lost their children in home pools.

@Reyna AyalaI personally feel this is overkill.

That being said, the vast majority of mortgage products available (primarily DSCR) to LLCs are still going to consider your personal credit in the underwriting process.