FYI - not legal advice.If it's not a formal assumption and it's a straight sub-to, typically the seller remain personally liable for the debt if the investor defaults.Essentially, what can the investor do better than the seller after refinancing the property? 

Is this really the person with qualifications to provide a review? 

However, because I am unable to make trips to scout locations or look at homes in person.

If someone injures themselves and sues, they will sue the LLC, not you personally.

I have arranged for Servpro to take a look at the property in person to give me a quote for this job.

None of which I never actually met in person. 

My personal credit score is a 780 and I have multiple other properties but still not busting the DTI metric. 

The factors to consider are your overall objectives, your credit score, DTI and personal financial condition I recommend you find a broker or originator whom you can trust and have them weigh your options.

.: This is one I’m considering…they’re active in the local RIA here in Orlando (CFRI.net):https://sdrhouses.com/ I know Rob Arnold (broker) personally.

@Stacy A Stewart I have personally used DSCR loans to purchase rental properties here in the Dallas/Ft.