It's easy to paint a particular narrative when you go in and religiously delete any comment that can be perceived as negative or file bogus copyright claims to suppress negative comments that YOU YOURSELF made lol.

In my view, I don't perceive Miami or South Florida as being overpriced in anticipation of a decline in home values.

But small note- dont let the Zillow clicks or likes determine perceived interest.

I constantly get in arguments with real estate investors over loan leverage and perceived  risk when I say I will sleep better at night  as the guarantor of a  $6M loan backed by a $10M property in a good location that has high occupancy rates and meets a reasonable debt coverage ratio over the $80K loan backed bv a $100K property in a lower tier neighborhood.

At that time the lender gave you a fixed loan for a certain period of time with so much down and a certain amortization schedule.The debt service coverage ratio example.At DSCR of 1.25 means for every dollar of mortgage payment the NOI can cover 125%Your current lender back in the day might have done say for example a 1.10 DSCR ratio because absolute NNN and investment grade so perceived risk to them was low.

I don't want to deal with massive headaches  for extra perceived yield. 

My perceived risk at the time whether, right, wrong, or indifferent, the reward for me just wasn’t there.

Forming little groups in the background to down vote certain individuals comments based on skin color, or religion, or perceived political leanings seems like something we could all do without on this forum.

This increases the perceived risk and perhaps the legal fees to put in place and then defend if necessary. 

., “Enterprises” or “Holdings” instead of “Real Estate Investments”) may reduce perceived risk.