Ya apples and oranges of what I do and what your looking for..

I am an investor and full time RE Agent that serves the Gulf Shores / Orange Beach area. 

If you insist on staying in Chicago, follow the Orange and Green lines. 

Also travelled 2 hours to find a security door design I saw in Orange Walk. 

But that is often an "apples to oranges" comparison unless you're going to live in the property/house hack.Got it.

Quote from @Judy Foster: as an investor in the notes, I can say that yes we knew what it was and that it was risky, but wanted to try something a little different. 

These are examples of how you could still be comparing apples to oranges focusing on safety and cash flow alone.

Hi Scott, consider USFR for zero risk cash, earns 5.4% holding 8 week Floating rate note US treasuriesor for mild risk cash, consider BKN - BlackRock's Muni fund, earns 5.6% tax free, which for you would be >9% tax-equivalent yield, and if rates fall, the BKN etf will rise considerably, which though will be capital gains taxable :(, It holds intermediate term Municipals that are all GO, general obligation, so they can always tax us dumb schmuck citizens to pay off the notes instead of defaulting, so low risk but not zero risk for cash. ie (Orange county '90s)Inflation has already resolved, the 3 month trailing core PCE is at 1.5%, well below FEDs 2% target, so they will likely start cutting soon as the 12 month trail falls in line, that's why Powell changed his verbiage so much last Wednesday, and FOMC minutes speak of 150 bp cuts before the end of December as their expectation per their Dot Plots, the only question remaining is consumer spending,(>60% US economy), if falling like McDonalds/Starbucks/Uber saying then unemployment will accelerate and then possible recession, then 10yr yield falls even more, and bonds values would rise like Mike just said above.

This was super eye opening as someone planning to build an ADU in Orange County, CA.

I live in orange county Ca and we have the same issue.