We hate to call it "hard money".

Here’s a breakdown of the main ways investors fund their first deal while minimizing their own cash outlay:1.Private Money & Hard Money Loans– These lenders focus more on the deal than on your personal finances.

Best way to think about hard money is as a bridge loan.

You are referring to "no money down" real estate.

Worst case you have zero money and you pay interest for one month on $330 for an “expensive” repair. 

DSCR is not low money down or low money into a deal.

People that have "amazing deals" outnumber "people that actually have money to execute on them" by a ratio of 10:1 or 15:1.

A good way to gain money for retirement, etc..

I guess it depends on how much money you have.

We are so lost as to what to do with the money.