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They will rationalize it away but it keeps them and us from experiencing the richness of life and growing.

This way they can take advantage of programs they have access to but have little knowledge of (for the largest purchase of their life). 

Would love to see an example of some real life qualifying activities and what you're including.

Half of all marraiges end in divorce and no one goes into a marraige thinging that they will get divorced from the love of their life...the same is true for business partnerships.

Some become hyper focused on investing and wrongly prioritize their thirst for real estate investing to impact other areas of their life.

I bought my first property a few years ago, but life (and COVID) put my real estate plans on hold.

I'm not a property casualty agent (was a long time ago - now just life/health).

As a result, population shrinkage worries will work themselves out as more and more people live longer, healthier lives, are able to have children later in life, etc..Your comment: "AI is going to unleash insane progress in biotech and drug discovery.

I am currently working on bringing to life a houseboat community in New York.