We provided an itemized list of work done and the price while returning the security deposit.Tenant is claiming that everything was wear and tear and is demanding receipts and proof of damage.As per my knowledge landlord is not needed to provide receipts in Arizona.

Hopefully you never actually have to make a claim. 

If I may, a lot of the issues we are running into with insurance is that consumers no longer use insurance as a catastrophic fall back but rather, they nickel and dime on small claims that compund into larger issues. 

would appreciate input if you know about this app.also my tenant claims it helps build his credit, I am not sure how, but it says he will be paying there $800 monthly, while his rent is $1200 First, I wouldn't accept partial payments ever.

I once had insurance go from below $1k/year to $6k a year in 3 years   Over $400/month increase of a single expense item (Gulf Shores, ~20 Years ago, we made 2 large claims in consecutive years due to hurricanes).  

I'm sure there are some slight technical differences, they won't tell you about until it is time to deny the claim. 

and they're claiming that they are putting the first million into this fund.

Can I claim this investment loss in taxes ? 

Tenant wants to leave, so they claim mold and health issues.1.

Our attorney told me just return the money as the brain damage of going to court and potentially losing (court is really just rolling the dice - small claims court is not about justice and the law but what the "judge" thinks is "fair") is not worth the possible gain.We always sign a lease and any funds paid are first applied to rent and the SD is collected last.