@Mindy Jensen I’m a GC and if you’re buying materials we don’t require payment up front.

The influx of tech jobs, manufacturing, mining, and Californians there is a strong population and combined with limited to no multifamily new construction we expect a severe housing shortage.

The typical clients that seek out cost segregation studies include:Real estate companies that buy and sell multiple properties each year.Individuals with a portfolio containing investment properties including apartment buildings, multi-family homes and even single residences.Franchise owners with properties that are similar to one another such as assisted living facilities, storage facilities and golf courses.Business owners of hotels, food facilities, shopping centers, restaurants or manufacturing plants.It depends on the type of property, but generally 15-45% of the building’s costs can be classified into assets with a shorter life.

@Fareen E. as long as you don't violate Fair Housing and are CONSISTENT, you can do whatever.If you require an ID from EVERYONE, you are safe.

Some documents require “wet” signatures… meaning hand signed.  

If so what are his loan requirements?

I have some news for you, FHA does NOT require a 1 year work history!

All the leads I've found so far have balked at either the "investment property" requirement, the "in California" requirement (or both!)

More often than not they fess up and kind of confirm they don't meet requirements if that is the case.  

Hey Alex, There are foreign national DSCR loan programs available for your scenario: Below are the list of requirements I have found most lenders have : 1.