.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelry, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report).

The high HOA fee is already a factor, so ensure you’re comfortable with the overall carrying costs.Focus on the Land Value: Since the lot has development potential, you’re looking at this as a long-term investment.

Avoid basing it on uncontrollable factors like taxes or insurance.

Have you looked into property management options or run numbers factoring in potential vacancies and maintenance?

85LTV ask on a LTR rental is a tough ask, when adding an STR factor, nearly every lender will reduce max leverage by 5%. 

@James Boreno You’ll likely owe taxes, but don’t forget to account for your adjusted cost basis, which factors in the original purchase price, depreciation over 10 years, and any capital improvements.

Even comparing Provo to NC in terms of flight duration and cost even though both have direct flights would be a huge factor for me.

I guess there has also been talk of moving some government entities out of Washington, like the FBI.How does all that factor into your analysis?   

Lifestyle from Seattle to Scottsdale is chalk and cheese.

A property that may not have great cash flow could still be a great performer because of the appreciation factor.