(income = 3 x monthly rent, Debt-To-Income, etc. can still be used!)

If you don't have the extra cash, can you get creative with a private lender or partner stacked on bank debt? 

They seem legit insofar as everything seems legal and kosher.  

Though DSCR gives you a better picture of how the property is projected to perform vs debt service, you can't rely solely on one measure to make a purchase decision. 

Raising money is all about marketing and sales (not real estate specific) so either hire marketing agency and read sales books, or hop on some LinkedIn courses on marketing and sales.Not sure the legal structure to use: talk to accountants and attorneys.Need deal flow: talk to brokers and go to a lot of networking events.Lending terms: start calling banks and loan brokers.From there, it is all risk mitigation. 

Eliminate debt, establish a budget, and save.

That's not the same as paying cash.According to a different post, your credit card debt costs you $600/month.

If you need help with the process, you can contact Consolidated Civil Enforcement - they have a ton of experience helping landlords through the legal process.

I'm not a CPA, no legal advice given.

Any existing debt?