I had one investment property and one car, so not a whole lot to lose and no intelligent person that was looking to go gold digging would have picked me out of the bunch as a target.

So great levels of intelligence it does not take. 

I've personally witnessed several intelligent people suffer financial harm because they trusted this info, didn't think they needed buyer representation, and overpaid by 6 figures.   

I am not Satoshi Nakamoto but Satoshi Nakamoto literally translates to "Central Intelligence" in Japanese.

Is that intelligent financial management?

Hey investors, I'm the new Market Intelligence Analyst here at BiggerPockets, and I'm developing a way to predict the future "path of progress" for a given market.

Utilizing the years of experience from the people on the forums will allow me to talk intelligently with a realtor, the property manager, the seller, and so forth.  

If you think you have average intelligence and a general hard working person, for non luxury STRs (competing with 3 star or below hotels in the area for average people who simply need a bed and a kitchen) I would use 60% occupancy rate to start in the beginning and then 80% after stabilization.

I am sure you're aware of the FEMA 50% Rule for renovations of properties in certain Flood Zone's, so I won't insult your intelligence by going into it.

Scott for the intelligent answer and not attacking me.