Remember that they are in business to help you make impulse decisions by bidding up higher then you should.

You're young, smart and ambitious but hopefully not to impulsive.

As a CT resident, my initial impulse was not to consider this state as a location to purchase a real estate investment.  

I've found that when people have this impulse to jump into something exciting, it's because they don't understand what it's going to take to succeed.

Well, buying a coaching program is totally fine, but it should not be done on impulse.

This way, you can let your balance ride for a few months while you make timely payments and establish good payment history before paying off the balance before the promotional interest rate drops off.Don't wrack up your card with unintended purchases, or impulse purchases. 

I suffer from severe depression and anxiety and OCD and ADHD, which makes me this way, very impulsive and risk-taking.

They didn't seem to have any problem before signing and then they start one a day - they are very impulsive and keep asking for things on the go and expect stuff to be done right away like a 5 year old.they want to treat their landlord like their personal butler.

I guess my concern, and I asked out of impulse, was if that year I made only 45k would take me from a 3.6 interest rate to perhaps a 4.8 or something.

you are absolutely right and sorry if i came off offensive... i am a consumer and have had the same exact experiences. agents who put you on set it and forget it through their portals which will narrow down properties based on area and other general details and never contact you again unless you call them and there are agents who will go look at properties for you because you are stuck at work gather all information and give you advice to continue to examine or list 25 negatives to talk you off your emotional impulse buy. it took a few agents before i found one who doesnt mind to work for their commission and i will use him on every deal within his license jurisdiction.you cant expect a consumer to be happy to work with someone who just goes through the motions because they've been in the RE space for 20 years.. much rather give a recent college grad with some motivation the business.you sound successful and i am willing to bet its not because you set it and forget with you clients and you actually work. god bless