Fortune builders is a great and PROVEN system that works. their forms, software, and mentoring is well worth it for someone that needs their hand held the whole way, and is terrified to take risks. 

I take your point that some people need their hand held and that is really why you feel the fee is justified.

He hand-held me through the process and was patient enough to explain the concepts numerous times until I finally got it. 

We also tried using a hand-held steam cleaner with a bunch of old rags that we would change out whenever it got saturated (which is pretty quickly) and that helped a lot with the manual labor. 

Not everyone wants or needs their hand held to sell a house, and if they're willing to do all the work to get it sold, then they should keep the portion of the commission that they would otherwise have paid to an agent.To make it a little clearer for you: the seller is paying money to an MLS member broker in order to advertise their property to other agents, who they will gladly pay if they bring a buyer to the table. 

The whole thing can be done with a hand held cam corder for $300 and up.

Clean the mold around the tub, re-surface the tub if it needs it, caulk the tub, get rid of the hand-held sprayer that will spray all over the place.EDIT:I might be inclined to leave the floor and vanity alone too ...

If you are risk averse you may need to get some mentoring so you can be hand held for a while to reduce your stress. 

In summary, I demoed a bath and I'm considering an ADA bath that can be used by someone that may or may not benefit of the grab bars, handles, shower bench, low or no threshold shower base (no tub) and a handheld shower.  

Maybe a walk in shower with the window sealed up outside and inside and some nice sheet vinyl on the floor.Add a hand held shower head on a metal hose for hygienic purposes and to make cleaning the shower easier--many of them cost little, and an ADA bar or two to help prevent falls.