I love that you have an interest in house hacking. 

To fund your next deal, explore conventional loans (15-25% down), FHA loans (3.5% down for house hacking), DSCR loans (based on rental income), or HELOC/cash-out refinance if you have equity.

-house hack or rent out your vacant units out to lower your monthly mortgage payment.

If you're new to real estate investing and looking to get the best value, I'd suggest considering **house hacking** using an **FHA loan**—it can be a great option for first-time buyers.

My wife and I purchased our first home, a multi family, to house hack in late 2024.

My goal is to achieve financial freedom through house hacking and long-term rental properties.

I am sure the further West you go the more likely that you can make a house hack work.

If you're house-hacking, you can put down as little as 5% (or even 3.5% for an FHA loan).

Destin is a great spot for house hacking—tourism is strong, so renting out part of your property could help with the mortgage.

You may be able to get into a reasonably priced house hack in these markets and benefit from some nice appreciation.