I expect that the Fed will drop rates next week and will continue to do so.

Despite popular option the fed nor a president has direct control over long term interest rates.

Who is mowing the grass?

This will help keep the grass shorter and easier to spray.For teak, the first 5 years you have to stay on top of the grass and weeds, or the trees will get stunted or slowed. 

Typically my analogy is something like: if you're in a happy relationship, you're not going to go looking and see if the grass is greener on the other side... so for you what is it you're really looking for?

What i do know is i will convert $300k to roth at an estimated 23% fed this year.  

You can keep it under control a little by keeping the grass constantly cut and nothing laying around the house on the ground..

It was put in place because the feds have increased immigration for the last ~10 years (over 5M people or 8% of our population) to the point that we now have a housing shortage. 

If fed ex driver dropped it off near front door, no one would be stealing the package.  

Bk is FED though so anything involved in bk will need to be verified thru the court nationally before a sale.