I am genuinely curious to know what some of the goals are you have set for yourself this year?

Have you found them to be genuinely helpful in advancing your real estate goals?

It's a niche I genuinely enjoy, and that's why I focus exclusively on it.

I understand they can make our life a lot easier but is it worth it if it eats up a lot of our cash flow? 

Start by analyzing cash flow and market demand for each property to decide which one to rent out.

Can anyone tell me if this is a genuine scam or is this a viable program to use a vehicle to start my Real Estate Investing journey.

Presumably because the overall majority of BP members invest only and the US and they're smart and well educated and can tell when people are trying to genuinely help them or are motivated by trying to get business from them.2.

Tampa can work, but yes, taxes and insurance are higher and might keep cash flow tight.

“ cash flow returns” almost always compare horribly to a simple bank CD after you deduct for insurance, prop taxes< vacancy, capex, prop management (or your personal time.) etc etc etc. 

I have a number of lenders that I work with that will do up to 80% on a cash out refinance.