Even if offering owner financing it's still tough for someone to risk $1M on a property that appraises for a small fraction of that.With multiple units, maybe you could look at a commercial sale? 

It's just compound interest, same as your credit cards (average daily balance times the monthly periodic rate (or some similar formula - check the terms of your HELOC) plus 1/120th or some similar fraction of the principal balance to arrive at the monthly payment).Also, check your definition of "amortization".

Or, should I just take a fraction of money and put that towards a down payment and finance the rest with a 30 yr mortgage?

Touche' there is that but our product we owned was only 15 million of it and if she was not selling our houses we own she would be selling someone elses.. the point is if you put in the work know what your doing after about 5 to 7 years in a market were average sale prices are 400k and up there is a strong chance you will make 100 to 300k a year and your marketing budget will be a fraction of what a wholesaler spends to try to generate their income.

Tokenization and Fractional Investinghttps://www.lofty.ai/https://www.solidblock.co/https://app.reinno.io/campaignshttps://vave.io/tokenized-realestatehttps://realt.co/Create your own Tokenized Real Estatehttps://digishares.io/Focused on Title and ownership recordshttps://www.ubitquity.io/about/What other platforms should we be looking at?

You may be able to generate cash by listing it for fractional ownership on lofty.ai.

.: You might be able to raise extra capital to support this project by listing the property for fractional ownership on lofty.ai.

Now some will look to "Fractional" ownership of a property through blockchain.

The deflationary myth goes back to before people understood it could be fractionalized.

It also took a few years to get cranking, it was not an overnight event.We have investors that get involved in pools, syndications, partnerships, fractionalized interests and they think they are in the note business....I guess in a way they are, but they aren't drilling down into the finance business, they are top floaters thinking they are doing due diligence.