@Gp G. going to guess your current PMC is charging you a flat fee for finding a tenant.If so, who's going to pay an agent that brings a tenant via the MLS?

So you can buy a four flat, live in one unit and rent the other three, but you have to live in one unit on the site. 

To reduce FICA liability, consider maximizing profit-sharing contributions instead of excessive salary deferrals.

These would be simple referrals.Otherwise, wholesale them for a flat fee.

However, be mindful of the Section 461 business loss limitation, which could restrict your ability to deduct excess losses in a given year, depending on how your rentals are reported.This post does not create a CPA-Client relationship.

THEN I contact the agent and ask for concessions if I feel the needed repairs or costs go excessively above and beyond the price I’ve already negotiated.

Cityplace charges flat fee of $60/m for LTR.

Based on the data I saw from ABOR the median price YoY (2023 to 2024) was slightly up (around 2%) and the rent was flat to slightly down.

Rates that end in 9 are always scammy in how they rob you of hundreds of dollars compared to if you got a 3% flat.

Flat out, I realize we're friends/family, but I need this lease in place to comply with laws that require things in writing and for my protection should there ever be issues.