I don't expect millions for pennies, in fact, I resisted going up on my tenants rent during the pandemic since they have to pay all utilities.

@Michael Baum, I could not resist.  

Resist the temptation of a cheap property/market.It's also going to feel like you are not making any progress in the first year or two.

The government resists things they can't control.

They are made out of Core Ten Steel, to resist Saltwater environment which requires Virgin Steel.

For me, that was my #1 negative factor about CA as a market, the resistance and denial to face the realities.

. - provided you can resist the urge to spend it instead of using it as intended.Yes, you can add to the principal payment amount every month if your budget supports that.Here's the piece that folks tend to gloss over: This method of debt acceleration only works if you have money left over at the end of the month after all your debts and expenses are covered. 

The industry titans resisted all forms of regulation and oversight.

@Rene Brodowsky appraisers, like most workers, will take the path of least resistance if allowed.Appears they are using an AI system to valuate your home.As suggested already, you may want to request an actual appraisal, which you will have to pay for, and send your own comparables to Huntington Bank to try to guide the appraiser.Otherwise, you may need to try a different lender.

I know you won't, nobody ever does, they run away from accountability but I will ask anyways, please update the world to the flaming dung-pile it all plays out to be so the next people get spared the journey.