It feels really unethical.Your comment: "I got a call from my attorney"I'm curious, since you have legal representation that you are presumably paying for, why are you asking people you don't know, who aren't there, haven't seen the paperwork, don't know the local laws or the situation, instead of asking your attorney?

Choose the Right LocationProximity to Campus: Prioritize properties within walking or biking distance to minimize transportation costs.Safety and Security: Research neighborhood crime rates and local security measures.Access to Amenities: Look for nearby grocery stores, healthcare facilities, and entertainment options.3.

In this type of situation, they want low interest rate with low down payment also.

Everything in tax depends on the personal situation. 

There are multiple potential strategies it's just really going to depend on your personal situation. 

I have listened to a podcasts with other doctors talking about this, Anywhere else I can find info or advice or strategies on similar situations?

My wife and I own it together, but i may be able to buy her out and keep it as a short-term rental without spending all my personal capital.I’m looking for advice on financing options, buyout strategies, and any creative solutions others have used in similar situations.

Hard money is only offered on investment properties in 99.99% of situations - since this will be owner occupied, that is basically not on the table. 

I’m in a similar situation but plan to meter water and power with my own units that can be read.

My girlfriend and I have been looking at properties over the last couple of months due to life situations changing and having a decent chunk of change saved for a down payment.