Saving 5k per month for 10 months is 50k - typical multifamily properties require 20% down - on a 400k property, that would be 80k, not to mention funds for closing costs etc..You could get into a single family home for 3-10% down on a first time buyer program, which is a bit easier, but the challenge would then be to rent out each room to house hack - depending on the layout of the home this could be doable (but may not be ideal - something to think about).Ultimately, you're on the right track - keep doing what you're doing, keep your eyes open for off market deals, create a habit of checking properties in the market you want to be in daily.

If anyone ever wants help breaking down numbers or wants eyes on a property in the Triad, feel free to message me anytime.Happy investing, and hope this helps someone today. 🙌— Shakur

My creative side loves to transform a property into something more useful and eye appealing.Cash flow was always important along with appreciation..

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Chad Carson's Small and Mighty approach was what initially drew me to REI; it opened my eyes to its wealth-building potential, especially with respect to achieving FIRE.From speaking to real estate professionals at local events, it looks like multi-family homes outside the Greater Boston Area (but still in MA) are what I should be looking at first, although since I'm very new to REI it's possible my thinking will change over time as I learn more about different markets and strategies (e.g. single family homes in out-of-state markets).

Cleveland can definitely be a solid market depending on what you're targeting, but since you're already looking around Ohio, I’d also suggest keeping an eye on Columbus.

I will keep an eye out. 

Two tips: line up a lender now to see exactly what you qualify for on a 2–4 unit, and tighten your buy box to a couple neighborhoods with clear rent ranges so you can underwrite real listings weekly.Which areas are you eyeing for your first hack, and do you have a lender pre-approval in motion yet?

I got lucky because the second deal I did was a lot in an area that a big-time developer in Charleston, SC was eyeing for a while.

Tenant further agrees to maintain proper medical records, and required treatment for ESA NAME to ensure that he is in good health and not a danger, or nuisance, to any occupants of the household, visitors and neighbors.