I walked to the house and met a man who says he was cleaning out due to the loss of their mother in some few weeks back.The guy told me she is  left with 12 years mortgage on the property to pay the bank.

Speak with lenders - and consider that although they might agree they could lend to you today - they might not be able to when you need the loan.Unless the existing debt has no due-on-sale provision, there will always be a risk of the underlying loan being called.If it were to be called due:1.

STRs, including 2 of mine existed before AirBnB.  

There will always be people with money who want a second home in Colorado who are fine as long as their mortgage is covered.

Maybe a mortgage lender can chime in.

I find this data super interesting, and took the opportunity to dive into their 2025 edition this week.Nationwide they say we can expect:Average mortgage rates of 6.3%, with rates edging down over the year to reach 6.2% by the end of the year.Home prices will grow by 3.7% across the US, which is pretty modest.

Using mortgage debt at 6-7% on a refinance to pay off higher rate debt such as a credit card at 15-25% is a savings!

That's three months of mortgage and utilities, the cost of flooring, and the cost of painting.

I read that one of the requirements for getting your second FHA loan is having a change in family size. Has anyone gotten a 2nd FHA loan this way or know of someone who has?? I'd really appreciate any and all helpful ...

Many DSCR programs require an investor to have a mortgage history- there are some DSCR mortgage programs that will work with investors who are renting- some refer to them as first time home buyers (FTHBs)- DSCR loans are only for investment properties where the owner isn't living there.