As long as the 'ratio' is a 1.00 or greater, aka breaking even or positively cash-flowing, you can get that loan.These are 30-year fixed loans for investment properties and do not require your personal income, taxes, or debts be taken into consideration.Here's a good BP article explaining how you can use these:https://www.biggerpockets.com/blog/questions-and-answers-abo...

Can someone please explain the reason some operators are having trouble with big multifamily properties right now?

Ok, so kitchen and bathroom updates.Would you be willing to explain the 70% rule in layman's terms? 

Can someone explain how the calculation works?

I am not an insurance agent, but I would be curious to hear from someone in the field who could explain how this would have played out differently had the properties been in an LLC and not a personal name.

Paperwork and billing was poorly explained and often incorrect.

Someone out there must study those submarkets pretty heavily and can explain how housing stock has changed or not changed month over month the last few months...I dove into the propaganda video that's making the rounds.

I'm a civil engineer and what you're explaining is really step 1 for all projects. 

That way, it is not debt with a payment attached to it.Hey Derek,  can you explain an example of how you would structure the deal for a MF with a DSCR loan but with someone who would give the downpayment and pay interest per month AND a % of the equity when you sell? 

I was planning to send letters explaining the higher cost in taxes, market rents in the area, and then offer a gradual raise to meet in the middle somewhere.