If I pay it off, I could maximize cash flow earlier, reducing financial stress and allowing me to focus on other ventures or simply enjoy life more.On the other hand, I know some people advocate for keeping cheap debt and using the extra cash to invest elsewhere for potentially higher returns.Why I’m leaning toward paying it off:Security: No debt = peace of mind.Financial freedom earlier: A fully paid-off rental would give me a significant monthly cash flow?

At some point, the juice isn't worth the squeeze for us and we just want to enjoy life. 

This can be especially appealing for those who enjoy traveling or seeking occasional getaways.

So I am less concerned with that one at least for the time.I enjoy researching many things and solving complicated problems, but figuring this out has not been one of them.

I'm particularly passionate about the Detroit and sout east Michigan area.Outside of real estate, I enjoy converting vans for Van Life.Excited to learn and connect with you all! 

I get the feeling you don't enjoy being a landlord, so I agree that you should consider selling and investing in something that doesn't include tenants and toilets.

Enjoy!

If you ever have any questions as a new member feel free to reach out I enjoy helping. 

That may be a little too aggressive but I do enjoy landlord friendly states as opposed to the tenant friendly ones.

Property management is not for the faint of heart, so glad to see you're enjoying it and thriving.