After aggressive encounters, many jurisdictions refuse to allow specific dogs to live in the area.

This is what I am encountering, in the current Mortgage Industry.If you think you will go FHA, Conventional, FHA 203k, etc. and then Quit Claim the property, to a Corporate Entity, or a Land Trust you run the risk of the lender discovering a Title Transfer occurred and activating the "Acceleration Clause" or "Due on Sale Clause" that requires the loan to be paid in full, within 'x' number of days.

Sometimes i believe im a victim or perfect example of Nietzsches -"The lonely one offers his hand too quickly towhomever he encounters."

It was only after this period ended that I discovered the problem when I encountered difficulties obtaining home insurance.

Quote from @Steven Stanimirovic: Hi Rich,The prepayment penalties you’ve encountered are quite standard with DSCR loans, as lenders often structure these penalties (commonly called "step-down prepayment penalties") to offset the risk of early loan payoff.

Search the BP for ADU appraisals to encounter numerous examples.

Ryan, this kind of deal reminds me of a situation a friend of mine, Carla, encountered a few years back in a suburb near San Diego.

If those check the boxes, it's probably the easiest loan you will encounter. 

No excuses other than court cancelling of the eviction (we have encountered that once).  

Then, obtain quotes from at least three actual contractors. ( insurance and all that depending on the work)You'll likely encounter three types of contractors:The Super Expensive Guy: Highly skilled but often in high demand, resulting in premium pricing.The Average Guy: Offers good quality work at a reasonable price.