Up until November, actively licensed VRD (Vacation Rental Dwellings) could transfer one time to the new owner.

which is allowing homeowners to build an Accessory Dwelling Unit (ADU) on their property.

The property is in an evolving area with an overlay for Detached Accessory Dwelling Unit.

For full protection, your mortgage company will likely still require you to carry a landlord or dwelling policy.

(i) Off-street parking: two spaces per dwelling unit.One of my lots is 5400 square feet, but the other is 9400.

The bullet in the response that is standing out to me is:"(7) The accessory dwelling shall not be a short-term residential rental, as defined by City Code section 3-2-152(a)(2), for a period exceeding 120 days per calendar year."

I already have land holdings near Everett that will certify out at 304 salable density bonus credits.To play this game, I get certified and then "clip off" the transferable development rights for sale to urban developers in the county, who can cash them in for an increase in dwelling unit density from an original 22 units/acre to 58 units, and building heights from 45' to 75'.

I also enclose below the text of the relevant section for ease.https://www.flsenate.gov/laws/statutes/2020/553.79QUOTE(14) A building permit for a single-family residential dwelling must be issued within 30 working days of application therefor unless unusual circumstances require a longer time for processing the application or unless the permit application fails to satisfy the Florida Building Code or the enforcing agency’s laws or ordinances.UNQUOTEThe previous link to the City of Cape Coral citizens portal lets individuals see permit details for a specific property address, the progress with applications, and if not using a private provider the status of inspections.  

Accessory Dwelling Units (ADUs) are an increasingly popular way to generate additional rental income on an existing property.

You cannot have a traditional homeowners policy and a landlord policy on the same dwelling.