Actually, it is possible do structure a 1031 Exchange on the sale of one or more relinquished properties and then using the proceeds through the 1031 Exchange to construct improvements on real property you already own.

So, overall, I think these four areas are very distinct in the style of life they offer.

Quote from @Scott MacComb: I have had contractors just do a small list on a paper napkin, and some do something on a word document.

Hey man, congrats on the first deal! 

I've bought a ton of homes pre-foreclosure and at auction, happy to be a resource on that stuff, plus we just launched Bid Pirate, which is the one place online for NH, where you can see all the upcoming foreclosure auctions in one spot - you can learn a lot from the regulars at the auctions........ get after it, sister!

Our actual carriers used to be Secura, but they seem to be getting out of a lot of insurance lines or pricing so high as to have customers drop off, and we just moved policies in Nov. to Hanover Insurance. 

Does anyone have any advice on the best way to find these lenders?

Most are folks that have the emotional control of a 5 year old, controlling attitude, an omniscient narrative in every thread & topic, act like an online hall monitor, and constant attention seeking. 

Meaning what actually makes up those numbers how do they get on that statement.

I think I've talked to maybe 2 tenants on the phone so far, and I didn't mind because there's a lot of scams online.