This lender has a floor rate of 6.75% on this program (.5% discount points added to get 6.75%)Same lender can do 6.19% with 3 discount points on their other program (plus broker fee on top) if you do want a low 6% rate. 

There are alternative programs out there with reduced cost, but you are typically looking at 20% down. 

There are down payment programs for duplexes, i have not searched or tried to do a 3-4 unit property. 

I am now set to start another program in Lee’s system in the morning.

I would probably take the risk at $500, but $1k feels more of a ripoff like most guru programs.

Low Down Payment OptionsGerman lenders often offer financing programs requiring only 5-10% down payments, particularly for primary residences.Strong financial regulations in Germany support these low down payment options.3.

Many of them are posers - I smile and nod, knowing that their posing will make an impression on many who dream of quick wealth, and that their incredibly transparent bullsh** will eventually blow up in their face, leading to no lasting wealth and potentially major problems for themselves and everyone associated with them.Many of these students receive referral fees if they are able to sign up other people to the expensive ($5K+) coaching programs, masterminds, mentorships, or tribes.

These programs usually need a 700+ score. 

The Fannie and Freddie programs handle this issue slightly differently.

Quote from @Jason Wray: Yes, you can use an FHA 203K program or even convert it to Fannie mae and use a renovation loan if the LTC/ARV allows.Cool thanks for the info!