If you don't have the extra cash, can you get creative with a private lender or partner stacked on bank debt? 

Which yeilds a paid off house much faster.My views re investment debt:  In support of BRRRR I like debt!  

There is extensive damage to the house and I am working with my insurance company and have talked to couple of fire restoration companies.

Hi Sipan,BRRRR is tough in Sacramento especially in SFH because it doesn't debt cover at 75-80% LTV most of the time.

I know this is a slower process than you might like but $3.3M in debt is a lot for most people.

Here’s some context: Property 1: >$100k in EquityValue: $325kDebt: $220k @ 2.88% (30-year fixed)Property 2: >$70k in EquityValue: $325kDebt: $252k @ 3.38% (30-year fixed)Extra considerations: - I have $15-20k liquid to use for any of these deals- My current job is relatively stable, but not high-payin- Current properties in TX, living in NY, looking to invest in Mid-West (crazy, I know)- No other debt obligations besides the two mortgagesUltimate goal/timeline: Though a bit ambitious, I’d love to build up the portfolio to 10-20 units in the next two yearsI understand that any/all replies aren't financial advice; all ideas welcome for information purposes. 

Quote from @Julian Thomas: Quote from @Wale Lawal: @Julian ThomasYou're in an amazing position by thinking about real estate this early, and with a full-ride scholarship, college is a no-brainer—it gives you time to learn, network, and build capital without debt.

Tracking changes in the debt markets.

You guys need to get rid of that student loan debt.

Together we make about 120k-ish and as were doing this, were actively paying down our credit card debt which together is about 20k at the moment, just fyi.I feel like this is a solid plan, but I'm not too big headed to admit that I don't know everything.