If it concerns you that much, adjust the purchase price to take into account this added risk. 

Using a recent example from one of my deals, I saw firsthand how inaccurate comps, misclassifications, and unfair adjustments could impact an appraisal by tens of thousands of dollars.I’d love to hear from other investors—have you ever had to dispute an appraisal?

I am thinking construction loan, but how to pay for it while the construction is going on is a different story.   

Thankfully, we caught it during the plan review stage, and with a stamped structural design, they got the kitchen of their dreams—without jeopardizing safety or facing surprise delays.Here’s what to think about when renovating:Structural Changes: Even moving a wall can have ripple effects on the stability of your home.HVAC Systems: New layouts might need adjusted airflow or ductwork.Plumbing and Electrical: Moving sinks, showers, or outlets requires careful rerouting to comply with building codes.Before starting demolition or submitting permits, have your plans reviewed by a licensed engineer or architect to avoid costly surprises.

also if the landlord becomes responsible for utilities would i be able to adjust the rent??

CONSTRUCTIVE CAPITAL5.

If so, consider adjusting your rent or offering incentives like flexible lease terms.

Our construction and holding costs were about 196k each. 

The construction project in question would be in West Philly, if that's helpful.

For some background info, I am 22 years old, and I graduated college in May 2024 with my bachelor's in construction management.