Consolidate all of your debt if you can.

Even consolidation into REITS will slow down.

hey tim, i should have been more clear. i will be doing all of the property management per se, just looking for an organizational tool via an app or software that will consolidate the communication for my duties. i only have one out of state property and just dont think the amount paid is worth the relatively low stress of this specific quality property and tenant pool. i will look into stessa and buildium- thank you for the recs!

@Rod Merriweather The small bank’s offer of a 6.875% cash-out refinance at 60% LTV is reasonable, as it consolidates your HELOC and mortgage while providing capital to reinvest.

I would not want to be the accountant at this firm though trying to track all of this, especially if they have to file consolidated financials -  Woof. 

I believe a web site would be able to consolidate the outside listings and some of the recruiting and marketing processes so I see that there would be some time savings for us, but how much and is it worth the costs?

Sorry ^ this last comment was mine, but I realized I had multiple bigger pockets accounts and had to consolidate.

The distributor later decided to consolidate warehouses and signed a long term 3N lease for the whole property.  

The biggest thing to consider is 85% of all people who take out a Heloc will eventually do a cash out refinance in 3 years to consolidate it anyways.

Currently I had borrowed 12.5k to consolidate credit card debt and I can borrow up to 23k. 2) Would it be wise to roll this into my home mortgage so I can get the tax break for the interest and allow for more borrowing power from a credit union?