It is mid year and this tenants mom (co-signer) wrote the following note;I am writing to formally request the early termination of my child's lease at location in San Jose due to a medical illness that renders him unable to continue attending college.

If you are single or married with a small child, buying a duplex or 4plex should work well.  

Why would a child need a SSN?

In most cases, ADUs do not appraise at the same cost per square foot as the main house.

You literally stuck your foot into your own mouth.

During this time, tenant complained of cross contamination, claims got nail in foot while in kitchen - all the same time accessing these areas to take pictures etc.

Per square foot, does one or the other have a higher likelihood of returning a higher return?  

For example:If families frequently comment on the lack of child-friendly amenities, adding a crib or high chair could increase bookings.If professionals mention the need for workspace, consider adding a desk or ergonomic chair.Tailor Your Listing DescriptionOnce you’ve identified your target audience, write a listing description that speaks directly to them.

That way, you can get your foot in the door, start building equity, and stay at home a bit longer to save more money.You could also consider the BRRRR method where you buy a fixer-upper, rehab it to add value, rent it out, and then refinance to pull your cash back out.

This being said, I don't believe we'll be able to meet the income requirements to qualify for a conventional.This leads me to believe hard money or private lender is more the only option to get my foot in the door, use my business to make repairs at very good rates, build some equity then refi once the balloon is due.