And if they are a hobbyist/part-time builder, then they should engage the proper professionals, i.e. a title officer, civil engineer, architect, contractor et al to assist in reviewing the project's feasibility.

Make sure utilities are available, and that you have tap fees included in your estimate, as well as engineering (site plan), architectural plan, and other bits you might need to consider for your market (landscaping and costs of sale, for example).

Hello, I have a primary residence and about $10k in bad debt (not including car note, student loans and a small medical bill).

A nearby city with a lot of highly paid engineers.

I have landlord policies for my rental properties in TX and AL states, but I am not able to get an umbrella policy form my current insurance company, because I do not have car insurance and primary residence in US, as I am not a resident in US.

Their debts would include not just car payments, student loans, and credit card payments but also things like child support paid.

An engineering backed modeling study might be good for this type of property.

I would say certainly within a month.This is your opportubnity to call in a soils engineer and make sure this does not happen again.

This will allow the team to develop and review project processes and management strategies to move forward with more challenging, yet rewarding, properties.I come from a very process-oriented background (Mechanical Engineering), and my goal is to learn and develop each step of the process, from start to finish, to continuously improve the team and ROI of each project. 

Second: writing off the full cost of a new car is badly overhyped.