Credit card points are great but they are a drop in the bucket in the grand scheme of being a real estate investor!

If he stays anyway, most leases have a punitive holdover clause that would charge him bucket of money because he is injuring not on your property but also the incoming resident. 

Do we pay cash for everything we can or take advantage of smaller down payments to be able to fill more buckets?

The implications of taking money from a retirement account(if not Roth) is that the distribution will be considered income and potentially subject to a 10% penalty.In my opinion, real estate investments and securities within a retirement account are used towards your later years.So it doesn't matter whether it is in one bucket or the other.If you are subject to the 10% penalty, I would only take out a distribution if you strongly beleive your return from real estate will be several percentage points higher than what you can invest in with your IRA.For example, if your return within the IRA is about 8% and you can make 10% in real estate, I would consider doing the distribution because the extra return will pay off the penalty over a few years.Best of luck

Conde Nast Traveler recently announced their 'Top 10 Trips everyone in the US should add to their bucket list' and it features some impressive vacation regions and activities:- Hot Air Ballooning, New Mexico- Bluegrass Trail, Virginia- Visiting Point Dume Malibu, California- Horseback Riding, Wyoming- Airboat tour Everglades, Florida- Winter expedition cruise, Alaska- Spiral Jetty, Utah- Camping In Acadia National Park, Maine/Rhode Island/Massachusetts - Trekking the Bayou, Louisiana - Wine country, Willamette Valley & Napa Valley Oregon/California 

The loan officer is in a loan officer compensation plan under a branch that has a "branch bucket".

Because I want to get as much of my capital into a tax free earnings bucket as I can and for me, that's real estate.  

Many ThanksAhmed AboelelaI use Buckets.

Some Communities are buttoned-up and intimidating and others are more about sharing and educating - it's critical to find a network that is comfortable for you.If you are planning on investing in even one deal a year, the cost of the membership is likely a drop in the bucket compared with the capital you will commit when investing. 

I do my 10-12 doors once every few years and don't see that much lint anymore, but the first time I cleaned some of the properties, they literally yielded a bucket full of material.